zenith's road to financial freedom

ING link needed

(zenith) — Fri, 27 Jun 2008 13:53:16 PST

Does anyone have a link to set up an ING online account?

I'll use the first one I receive.
Thanks,
Zenith

Cranky Cashier. What would you do?

(zenith) — Thu, 13 Mar 2008 12:32:11 PST

Went to Walmart last night for a few grocery items and I take my coupons and I do price matching there. I showed the checker a grocery store circular where items were offered at a cheaper price than at Walmart. They say they will match the price so I do that. Then I had a few coupons...

Read Opus

(zenith) — Mon, 03 Mar 2008 11:00:19 PST

If you get the cartoon "Opus" in your Sunday comics section you should read the one for yesterday. It was a funny take on the government stimulus package.
I have not updated my $20 challenge money in awhile.
I have saved about $10 with coupons on items we use regularly at the grocery...

some news, but not a whole lot to say

(zenith) — Sat, 16 Feb 2008 16:39:41 PST

I was treated to some very nice meals on Valentine's Day via my work. I am on a search committee to hire a new worker and we get to "wine and dine" them. So it was out for a nice lunch and an even nicer dinner. Chocolate cream brulee for dessert. It was so rich I couldn't finish it.

Meanwhile,...

Deal or No Deal?????

(zenith) — Sat, 09 Feb 2008 11:05:43 PST

I was going through a stack of mail today that had accumulated on the kitchen counter, sorting through the credit card offers, bills, junk mail, and other stuff.
I came across an offer to renew a car warranty on my daugters car. I tossed it in the garbage saying in my best game-show...

A Very Good Heart . . . .

(zenith) — Thu, 07 Feb 2008 16:20:33 PST

I had a heart cath performed this morning by my cardiologist, brought on by an abnormal exercise stress test result. Even though I have never had high cholestrol or high blook pressure, I did smoke for over 30 years, so I was a bit concerned about my heart.
Then, my insurance company...

Under 160 pounds. . .

(zenith) — Tue, 05 Feb 2008 07:58:15 PST

WOW!!!!! I went to weigh in this morning and I am under 160 pounds for the first time in years. I was so surprised and happy. Weight Watchers really has worked well for me. It is easy, if you just do what they say to do.
Yea me!

Free Lunch

(zenith) — Tue, 05 Feb 2008 07:49:13 PST

My friend treated me to lunch yesterday. She won the football pool and got $50!
I saved $14 with coupons last weekend so that will go to the challenge, and I found 12 cents on the ground.
Have been trying to stay home and not even look at advertising, so I can stay out of temptation.
Old...

Spent $13 at resale shop

(zenith) — Wed, 23 Jan 2008 17:28:01 PST

I bought my 3-year-old grandson a John Deer hoodie, a sweat shirt with Superman and other super heroes on it, and a plain white long sleeved knit shirt.
I thought he would like all of them, but instead he only liked the sweat shirt with the super heroes.
Of the others he said, "Nannie,...

$4 for the challenge

(zenith) — Tue, 22 Jan 2008 10:18:20 PST

Not anything very interesting to report today. Except we did save $4 with coupons when we did grocery shopping yesterday.
New total $15.78
FOTG (found on the ground) total = .15

Use it up

(zenith) — Sat, 19 Jan 2008 19:55:31 PST

WE have been trying, since the first of Jan., to use up food, cleaners, etc., that we have at the house instead of going to the store so often. Since I do most of the cooking/cleaning I guess it is really me doing it, but anyway, it is working.
I have always liked to buy things on...

Laryngitis

(zenith) — Fri, 18 Jan 2008 17:16:08 PST

Anyone have a home treatment for laryngitis. (I know how to spell it 'cause I just looked it up on WebMd).
WebMd said if the laryngitis is with some cold symptoms (mine is) to take Ibuprofen or Aceteminophen and using hot steam from a bath or shower helps. Or a cool mist humidifier.
I...

Beware of wrong pricing at Walgreen's

(zenith) — Sun, 13 Jan 2008 10:10:37 PST

I went in to Walgreen's for envelopes yesterday. I spotted a box of 40 security, white envelopes and the label below the row read .99. I thought that a reasonable price, so I took it to the register, proud of myself for not looking around and spending more money. Just the necessities....

Random Writings

(zenith) — Tue, 08 Jan 2008 07:46:54 PST

We are going to pay off a big chunk of debt in the coming weeks with a gift from DH's mom.
A car loan in the amount of $1630.00 and another payoff of $3800.00.
This will free-up monthly minimum payments of $275 and $200, for a total of $475.00. Wow! Almost $500 per month that can...

Update on weight loss

(zenith) — Mon, 07 Jan 2008 13:37:52 PST

I kind of abandoned my blog mid way through the year last year, and I was trying to lose weight.
I finally started weight watchers at the end of Oct. and I have lost 10 pounds. I still have three weeks of prepaid weeks with WW, but I don't think I want to spend the money on it right...

savings with coupons

(zenith) — Mon, 07 Jan 2008 10:00:02 PST

saved $1.50 at the store with coupons.
add that to previous balance and new total is $10.70.

Found on the ground total for 2008 is 15 cents.

No magazine subscription for me

(zenith) — Sun, 06 Jan 2008 19:32:53 PST

I had a telephone call from Dial-America-Marketing on Saturday. They wanted me to renew my magazine subscription to Reader's Digest. The proceeds also benefit MD Anderson Cancer Center. I have ordered magazines through Dial-America several times, but this year, I am trying to be a...

Coupon savings

(zenith) — Sat, 05 Jan 2008 08:56:55 PST

Went to shop at Kroger last night and saved $9.20 with grocery coupons and store coupons. The things I bought were on sale, plus I had coupons to back them up, so I felt really good about my savings. And naturally I want to start the new year off right and start adding to my $20 challenge....

Learning to be a Tightwad

(zenith) — Sat, 05 Jan 2008 08:46:18 PST

I am reading "The Tightwad Gazette II," by Amy Dacyczyn. She is known as the "Frugal Zealot." She wrote a popular newsletter in the 80s and 90s filled with frugal ideas.
I liked this quote from the book.

"People who put their surplus money into short-term extravagances rarely...

$20 for the $20 challenge

(zenith) — Wed, 20 Jun 2007 13:48:56 PST

484.09 = previous balance
+20.00 = coupon savings
504.09 = new balance

I went couponing at Walgreens yesterday at lunch. I got some great deals with some already low advertised prices with some nice coupons and saved $20.

It was fun!