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5-day no spend challenge

October 22nd, 2012 at 08:54 pm

Haven't posted anything for over a year, but I come here often and read and get motivation for saving and spending wisely.
I am doing a five-day no spend challenge this week. It has already saved me money. Everytime I think of something to purchase, I tell myself, "No, remeber your challenge."
It really does help, doesn't it?
Just some random things I have said no to today that have saved me money.
1. A diet coke out of the vending machine. I usually keep my office fridge stocked with canned diet cokes that I purchase on sale at about 30 cents a can as opposed to buying a 20 oz. bottle out of the machine for $1.75. I was out of cans today and thought about getting one out of the machine, but luckily, had to say no, because of my challenge.
2. I like to buy music and put on the Iphone and listen to music while I walk. I thought about buying some today and had to say no, not spending money today.
3. Monday is $5.99 pizza night at Papa John's. You can get a large single topping for $5.99. I like to do this sometimes for a cheap meal on Monday nights. As I was pondering what to have for supper tonight, I thought Pizza! No, can't buy pizza, not spending money today.
So, see these challenges really do help us, don't they.

Posted in my money, making it work | 7 Comments »

7 Responses to “5-day no spend challenge”

  1. wowitsawonderfullife Says:
    October 22nd, 2012 at 10:20 pm 1350944412
    1350944412

    Hmmm, I don't think I have your discipline. I'd probably go out the day before the challenge and stock up on everything. Good luck with your challenge!

  2. snafu Says:
    October 22nd, 2012 at 11:20 pm 1350948006
    1350948006

    Your plan is brilliant. I've put those *to buy* things on my voice activated cell phone list and if it's still wanted on shopping day it's indulged. It's really effective in curbing impulse buys and items that are not only nutritionally empty but down right bad for me.

    How are you doing on clearing your CC? Is DD now paying for her car insurance? What financial goals are you looking at now?

  3. creditcardfree Says:
    October 23rd, 2012 at 12:36 pm 1350995774
    1350995774

    Good luck with your challenge!

  4. librarylady Says:
    October 23rd, 2012 at 02:18 pm 1351001884
    1351001884

    Yes, snafu, I need to update my sidebar. We are still paying DD's car insurance. Her husband has been unemployed for 2 years and they are now living with us along with their two-year old and another baby expected in February. The CC debt has been added to since my husband doesn't get to work all the time.
    My whole life is a challenge right now. So I am starting with baby steps.

  5. snafu Says:
    October 24th, 2012 at 12:37 am 1351039054
    1351039054

    I'm sorry things have gone downhill for DD. We all wish you well with the serious challenges you've undertaken and sincerely hope SIL will soon gain some kind of employment. We're here to encourage you and cheer on your baby steps. No spend days are important.

  6. librarylady Says:
    October 24th, 2012 at 07:52 pm 1351108345
    1351108345

    Thanks snafu, I'm working on my third no spend day today!
    Yay!

  7. Jerry Says:
    October 28th, 2012 at 09:45 pm 1351460735
    1351460735

    Nice going on the NSDs! I think that making it a conscious decision like that really does lead to greater insurance of success, and you are doing a great job. The little challenges are what add up to the greatest successes...
    Jerry

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